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Layaway EZ Payment Plan

Our Easy Payment (EZ Pay) Customer Layaway Plan

Own one of our luxurious products without straining your budget! Our E-Z Payment Plan gives you the opportunity to purchase one expensive item that you want (or multiple same sku# items) and spread payments over 3 months. After payment is completed, the item will be shipped. Use our convenient E-Z Pay Layaway Payment Plan to make payments over time that fit within your budget.

The plan works as follows:

  • 60 day Layaway:  $75.00 minimum; $25 or 30% down (whichever is greater); Maximum 60 days to pay; reminders sent 4 days before due date.
  • 90 day Layaway:  $120.00 minimum; $45 or 30% down (whichever is greater); Maximum 3 months; reminders sent 4 days before due date.
  • 120 day Layaway:  $190.00 minimum; $65.00 down or 30% (whichever is greater); Maximum 4 months; Reminders sent 4 days before due date.

Which products are eligible?

  • any single item costing $75 or more before shipping charges are added; 
  • a purchase of multiple items with the same sku# totaling $80+ before shipping charges are added; 
  • a purchase of multiple items with different sku#'s totaling $80+ before shipping charges are added; 

How does the layaway plan work?

  • select any item in our site that costs over $75 (before tax/ shipping) 
  • contact us for assistance to order a multiple of the same item or more than one item with a total (before shipping) of $500 or more.
  • set up your layaway when you checkout;
  • $2 Processing Fee will be included in your first payment;
  • you will receive an email 4 days before the payment is due;
  • log in to your account on our site to make manual payments and see your remaining balance;
  • OR, we can set up automatic billing with monthly payments to be completed on the anniversary date of your original payment;
  • all payments must be completed in full by the due date that you select or, contact us to extend your payment plan;
  • you can prepay at any time;
  • your order will be shipped after the final payment has cleared.

If you need your order by a specific date after the last payment, let us know by placing a note in the "Comments" area of our shopping cart or with an e-mail message. We will try our best to accommodate you. Payments should be completed in enough time to ship by the shipping method on your original order. If expedited shipping is requested after the order has been paid for, it will incur an additional shipping charge.

PAYMENT METHODS:  You can set up your plan and make (manual) payments from your account on our website using any Visa (credit or debit), MasterCard (credit or debit), American Express, or Discover card. You can also use your Paypal account (personal or business) or Paypal e-check to make payments. Remember that e-checks take four-five business days to clear before the payment can be posted. Automatic billing is also available.

PLEASE ALLOW PLENTY OF TIME TO COMPLETE THE PAYMENT BEFORE YOUR NEED-BY OR HOLIDAY DATE ARRIVES! Since your order must be paid in full before we can ship it, the E-Z payment plan should be started in plenty of time to get it before Christmas.  

PAYMENT PLAN DETAILS (Credit Card Payments):

  • There is a non-refundable $2 set up fee included in the first payment.
  • Payments are divided into equal monthly installments, 14-30 days apart.
  • When you get a notice, return to our site, log in to your account and make the installment payment. 
  • Payment or automatic billings will end after the final payment is complete.
  • Order will be shipped by the shipping method you select when your order is placed.
  • Expedited shipping charges are not included unless they were on the original order.
  • You may cancel at any time. However, if you cancel the $2 set up fee will be deducted from your refund. There are non-refundable costs associated with setting up your deferred payment plan that we must recoup if you cancel.
  • If you return the item for credit, the outbound shipping charge and set up fee will be deducted from your refund. Please see our Customer Service FAQ for more information regarding how we handle returns, exchanges or shipping damage on a special order.
  • The plan is flexible and you can pay as often as you wish or pre-pay at any time. Many of our customers make the first payment to start their plan and reserve their item/s then, make both the second and final payment when the second installment is due.

We want you to be happy with your purchase! :-) If you have a question about the payment plan, use our Contact Form to get in touch with us. Just think, in a few weeks, the luxurious products that you need or desire will be yours!

Thanks for shopping at Ornament Trees.com. We appreciate your business!


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